
Management Team






Mr. Sankara Krishnan GV
Mr. Sankara Krishnan GV heads the credit function at Nestavia Home Finance Private Limited. He comes with more than 22 years of experience in banking and financial sector, out of which the last 15 years were in underwriting and understanding of the underserved segment in the Home Loan industry. He has vast experience in Sales, Credit, Risk and collections functions. In the initial phase of his career, he has underwritten high value loans for an MSME’s for their work capital, term loans and other trade loans. From the year 2011, he has been into underwriting of un-organised business segment with informal books of accounts. He has also handled other functions like fraud control, technical and legal assessment which is very imperative for the secured loans. He has worked in organizations like ICICI Bank, Equitas, PNB Housing Finance, JM Financial Home Loans, Aavas Financiers and prior to joining Nestavia, he was the National Credit Head at Muthoot Fincorp Limited where he has handled the team strength of around 800 people in credit and risk departments.



Chief Technology Officer


Mr. Jayavel G heads the IT Infrastructure at Nestavia Home Finance Private Limited and he comes with over two decades of experience in Cloud Architecture, IT Infrastructure and Technology Leadership. He has been at the forefront of driving strategic IT initiatives that enhance business efficiency and scalability. Prior to Nestavia, he was the Assistant Vice President – IT at 360 One Wealth Management, where he led cross-functional teams for designing and implementing cutting-edge cloud solutions and has developed IT strategies that align seamlessly with business goals. His expertise spans cloud migration, disaster recovery, cost optimization, cloud resources management and ensuring seamless digital transformation. He takes pride in his ability to bridge the gap between technology and business, delivering solutions that not only improve performance but also generate cost savings and operational resilience. Additionally, his experience in IT governance, vendor management, and stakeholder collaboration ensures that technology investments drive tangible business value.
He is a Bachelor of Computer Applications (BCA) from Annamalai University along with a Diploma in Electronics and Communication Engineering (ECE). He holds an AWS Certified Solutions Architect – Associate certification and recently, he has further expanded his expertise by completing a DevOps Program from GUVI, an IITM-incubated company.
Regional Leadership Team



Mr. Naveen Kumar M

