Management Team
The Co-Founders, Founding Team, the CXOs and the senior management team along with the regional leadership team of the Company has rich corporate experience in banking and financial services with the cumulative experience of over 300 years. This team will be responsible for day-to-day operations of the Company under the guidance of the Board of Directors.
Founding Team
Mr. Suchindran V G
Managing Director and Chief Executive Officer
Mr. Suchindran V G is the Managing Director & Chief Executive Officer of Nestavia Home Finance Private Limited with over twenty-three years of experience in financial services and capital markets and more particularly in the inclusive finance industry where he has supported the scaling up of many entities from the start-up stage into well respected entities.
Before co-founding Nestavia, Mr. Suchindran was the CFO at Veritas Finance Private Limited, where he was responsible for functions of Finance and Treasury. He was earlier the CEO of IFMR Investment Adviser Services Private Limited, the fund management and investment advisory arm of IFMR Trust, where he successfully launched the fund platform in the alternative investment fund space. He has previously worked with Equitas Group where he was heading investor relations and business planning at Equitas Holdings Private Limited as well as Treasury, MIS and Risk functions at Equitas Micro Finance Private Limited and Equitas Finance Private Limited before it became a Small Finance Bank.
Prior to that, he worked as Vice President – Operations at Variman Capital Market Services, Treasury Analyst at Citibank NA and part of Corporate Treasury team at Cholamandalam Investment & Finance Company Limited.
Post his graduation in Commerce from Ramakrishna Mission Vivekananda College, he completed his professional Diploma in Software Technology & Systems Management from NIIT after topping the Bhavishya Jyothi Scholarship Exam. He has completed three professional courses namely Chartered Accountancy (presently a Fellow member of ICAI), Cost & Management Accountancy (CMA) with an all-India rank in Final examination and Company Secretaryship (presently an Associate member of ICSI) with an all-India rank in Intermediate examination apart from Preeti Puraskar.
Mr. Venkatesh K. P.
Executive Director & Chief Business Officer
Mr. K. P. Venkatesh is the Executive Director and Chief Business Officer at Nestavia, with over 30 years of experience across manufacturing and financial services. He brings extensive expertise in business growth, operations, sales, strategy, underwriting, and risk management. He has contributed to the growth and progress of organizations including JK Tyre, Cholamandalam, GMAC, Equitas, IKF, and Veritas in his distinguished career with over three decades of experience.
He is a Mechanical Engineer from the University of Madras and holds a Post Graduate Diploma in Business Management (PGDBM) from XIMB.
Mr. Kalyanasundaram C
Executive Director and Chief Operating Officer
Mr. C Kalyanasundaram is the Executive Director and Chief Operating Officer of Nestavia Home Finance Private Limited and carries over 28 years of experience in financial management, accounts, audit, systems and operations.
Before co-founding Nestavia, Mr. Kalyanasundaram was the Chief Internal Auditor with Northern Arc Capital Limited. From 2009, he has served Northern Arc Capital Group in various capacities including as CFO for the Investment arm, Head of Accounts & Operations etc. Prior to joining Northern Arc, he worked with Standard Chartered Bank and Cholamandalam Investment & Finance Company Limited.
He has a bachelor’s degree in law from Bangalore University as well as in Commerce from University of Madras
Mr. Ramesh N
Senior Vice President and Head – Business Intelligence
Mr. Ramesh N heads the business intelligence function at Nestavia Home Finance Private Limited. He comes with 37 years of work experience in financial services with leading NBFCs covering the entire gambit of retail loan products. He has previous working in Indostar Capital Finance Limited and has worked earlier with the Shriram group, GE Countrywide, Cholamandalam Finance, Equitas Small Finance Bank etc. across functions namely, finance and accounts, credit, collections, operations and information technology. Among his key experiences, he was instrumental in implementation of large data migration project at an NBFC, rollout of technology namely LOS, LMS and collections at many start-up NBFCs, initial set up of the centralized operations for an NBFC etc. He has also been responsible for successfully handling the statutory and regulatory audits for various NBFCs.
He is a post graduate in Commerce as well as post graduate Diploma in Personnel Management and Industrial Relations.
Mr. Boopalan D
Senior Vice President and National Legal Head
Mr. Boopalan D leads the Legal Function at Nestavia Home Finance Private Limited. He brings with him an illustrious career spanning over 36 years in the financial services sector. His journey through some of India’s most respected Banks and NBFCs namely Equitas Small Finance Bank, HDFC Bank, Cholamandalam Investments & Finance Company among others which was marked by a reputation for Legal Excellence and Strategic Foresight. A seasoned legal strategist and his multifaceted expertise encompasses Business Legal support, Litigation Management, Legal Team Development and Training. He has been instrumental in developing legal process frameworks and implementing legal modules. He is known for his analytical rigor, ethical leadership, and result-oriented approach, commitment to legal excellence and corporate governance.
He is a Bachelor of Commerce, an MBA, and a Bachelor of Law (LL.B), equipping him with a holistic understanding of both legal and business paradigms.
Mr. Sankara Krishnan GV
Senior Vice President and National Credit Head
Mr. Sankara Krishnan GV heads the credit function at Nestavia Home Finance Private Limited. He comes with more than 22 years of experience in banking and financial sector, out of which the last 15 years were in underwriting and understanding of the underserved segment in the Home Loan industry. He has vast experience in Sales, Credit, Risk and collections functions. In the initial phase of his career, he has underwritten high value loans for an MSME’s for their work capital, term loans and other trade loans. From the year 2011, he has been into underwriting of un-organised business segment with informal books of accounts. He has also handled other functions like fraud control, technical and legal assessment which is very imperative for the secured loans. He has worked in organizations like ICICI Bank, Equitas, PNB Housing Finance, JM Financial Home Loans, Aavas Financiers and prior to joining Nestavia, he was the National Credit Head at Muthoot Fincorp Limited where he has handled the team strength of around 800 people in credit and risk departments.
He is a Fellow member of the Institute of Chartered Accountants of India and an Alumni of Indian Institute of Management (Calcutta).
Mr. Hrishikesh NC
Senior Vice President and Head HR and Admin
Mr. Hrishikesh NC is the Vice President and Head – HR for Nestavia Home Finance Private Limited and he has over 23 years of wide experience in the field of Human Resources.
Before joining Nestavia, he was with Sterling Software, a CAMS Subsidiary. He has worked primarily in the IT & ITES sector and in Organizations like Cognizant, HCL group etc. He comes with significant experience in HR function with good exposure across all areas especially in the areas of talent acquisition, organizational development, employee engagement – HRBP and HR transformation.
He is a commerce graduate from RKM Vivekananda College, Chennai and holds a post graduate degree in Social Work specialising in Personnel Management and Industrial Relations from Madras School of Social Work, Chennai. He also did his Post Graduate Diploma in HRD (full time) at Symbiosis Centre for Management & HRD, Pune.
Ms. Lakshmi Priya K
Senior Vice President and Head of Finance & Treasury
Ms. Lakshmi Priya K is the Vice President & Head of Finance of Nestavia Home Finance Private Limited. She comes with over 13 years of experience in the finance industry. She is responsible for leading the finance and treasury teams, driving financial reporting, taxation, borrowings, investments and providing strategic guidance to the executive leadership. She works closely with department heads to align financial goals with business objectives and ensure that the company’s resources are optimally allocated to support both short-term and long-term growth.
Prior to Nestavia, she was the Assistant General Manager in Samunnati Financial Intermediation and Services Private Limited where she was responsible for functions of Finance. She was earlier the Senior Manager – Finance & Financial Controller at Veritas Finance Private Limited, where she was primarily responsible for all the controllership functions within the finance department. Prior to that, she worked as Finance Specialist with Sundaram Business Services Limited having started her career as a Management trainee at Ennore Port Limited.
She holds a post-graduation degree in Commerce from D G Vaishnav College and has further honed her expertise with a professional qualification as a Cost & Management Accountant (CMA) and Company Secretary (CS).
CXOs and Functional Heads
Mr. PK Periya Karupan
Senior Vice President & Deputy All India Business Head
Mr. PK Periya Karupan has joined Nestavia Home Finance as Deputy All India Business Head based at Chennai. Mr Periya Karupan is a seasoned business leader with over 20 years of experience in financial services, specializing in business establishment, strategic expansion, and operational excellence. He has proven expertise in scaling operations across South India and driving sustainable growth in affordable housing finance. He is a results-driven professional with an unbroken record of business growth and profitability.
He holds a Master’s degree in Business Administration from University of Madras and completed his Bachelor’s Degree in Business Administration from Annamalai University. In this capacity, he will lead and oversee the Business Sales and Marketing Function of Nestavia.
Mr Ravi Kumar Jayanthi
Senior Vice President and Chief Technology Officer
Mr. Ravi Kumar Jayanthi is the Chief Technology officer of Nestavia Home Finance Private Limited. He has over 25 years of experience in IT, having worked with leading organizations such as Deloitte, Genpact, Spandana Spoorthy, Aeries Technologies, KFIN Technologies and IKF Finance Limited. He has expertly steered high-performing global teams across diverse geographical regions, driving excellence in IT Application Delivery, DevOps, IT Infrastructure Management, Information Security and Enterprise Support. He holds the privilege of being part of the pioneering team that launched India’s first mobile app for personal loans, a milestone in the digital financial transformation and he also played a pivotal role in spearheading the LIC IPO project, the largest initial public offering in India’s history, showcasing his expertise in managing large-scale, high-impact financial technology initiatives. His expertise in IT strategy, operations, and leadership makes him an asset in driving technological innovation and operational excellence.
He holds a Bachelor’s degree in Computer Science and has earned prestigious certifications, including CIO Leadership Excellence from ISB, MCP, MCSE, and CIISA.
Mr. Jayavel G
Vice President and CISO
Mr. Jayavel G heads the IT Infrastructure and Information Security at Nestavia Home Finance Private Limited and he comes with over two decades of experience in Cloud Architecture, IT Infrastructure and Technology Leadership. He has been at the forefront of driving strategic IT initiatives that enhance business efficiency and scalability. Prior to Nestavia, he was the Assistant Vice President – IT at 360 One Wealth Management, where he led cross-functional teams for designing and implementing cutting-edge cloud solutions and has developed IT strategies that align seamlessly with business goals. His expertise spans cloud migration, disaster recovery, cost optimization, cloud resources management and ensuring seamless digital transformation. He takes pride in his ability to bridge the gap between technology and business, delivering solutions that not only improve performance but also generate cost savings and operational resilience. Additionally, his experience in IT governance, vendor management, and stakeholder collaboration ensures that technology investments drive tangible business value.
He is a Bachelor of Computer Applications (BCA) from Annamalai University along with a Diploma in Electronics and Communication Engineering (ECE). He holds an AWS Certified Solutions Architect – Associate certification and recently, he has further expanded his expertise by completing a DevOps Program from GUVI, an IITM-incubated company.
Mr. Manojkumar Parthasarathy
AGM – Marketing
Mr. Manojkumar Parthasarathy heads Marketing at Nestavia Home Finance Private Limited and he comes with over 12 years of experience as a marketing and branding professional across HFCs, NBFCs, healthcare and FMCD sectors, including nearly a decade in the financial services industry supporting the marketing of Home Loans, Gold Loans and Business Loans. Prior to joining Nestavia, he was associated with Hinduja Housing Finance Ltd, Muthoot Fincorp Ltd, Vistaar Financial Services Ltd, Practo Technologies and Ceasefire Industries Ltd. Over the years, he has built experience in brand strategy, integrated marketing, digital marketing, marketing activations, marketing communications, website and digital platform management, campaign planning and customer engagement initiatives. He is passionate about building brands and delivering customer-focused marketing initiatives that enhance brand visibility, strengthen market presence and support business growth.
He holds a Master of Business Administration (Marketing & Branding) from Jansons School of Business.
Mr. Vairamuthu M
Senior Manager – Central Operations
Mr. Vairamuthu M is the Senior Manager – Central Operations team based in Chennai. He brings over 15 years of experience in operations within the housing finance sector. He began his career with Mahindra Home Finance (NBFC) and has since built deep expertise in streamlining loan processes, particularly for rural markets. His work has consistently supported the growth of affordable housing finance solutions across diverse geographies. He has managed operations in Home Loans, Mortgage, and LAP areas and has expert knowledge in the process areas of Loan disbursement, Document verification & discrepancy management, Accounts payable and receivables in loan and vendor management, and e-NACH process flow.
He holds a Bachelor of Commerce degree from the University of Madras.
Ms. Vetriselvi S
Company Secretary and Compliance Officer
Ms. Vetriselvi S serves as Company Secretary and Compliance Officer at Nestavia Home Finance Private Limited. She is responsible for overseeing all secretarial aspects, regulatory compliances and ensuring the effective implementation of corporate governance practices within the company. She brings hands-on practical experience gained through her articleship in secretarial and corporate law compliances, which forms a strong foundation for her current role and with prior experience in Citibank NA.
She holds a Bachelor of Commerce degree from Madras University the prestigious Ethiraj College for Women, Chennai, and is an Associate Member of the Institute of Company Secretaries of India (ICSI), reflecting her professional standing in the field of corporate secretarial practice.
Ms. Lakshmi Eswara Rao
State Product Trainer – Tamil Nadu
Ms. Lakshmi Eswara Rao is the State Product Trainer – Tamil Nadu, based at Chennai . She has over 15 years of experience across Sales, Marketing, and Training that includes 6 years of focused experience in designing and delivering sales related training programs. She has expertise in training design and delivery, sales coaching, mentoring for performance improvement, and building learning programs for both new and experienced teams. She brings strong interpersonal and communication skills, along with a proven ability to support sales teams in improving performance and efficiency.
She holds a Master of Science degree in Management Practice from Anglia Ruskin University, UK, a Post Graduate Diploma in Business Administration from Symbiosis University, Pune, and a Bachelor’s degree in Business Administration from Annamalai University, Chennai
Regional Leadership Team – Business
Mr. Jayakumar P
Vice President & State Business Head, Tamil Nadu
Mr. Jayakumar P is the Vice President and State Business Head for Tamil Nadu based out of Chennai. He brings over two decades of rich experience in retail lending, with deep expertise across sales and distribution, credit, operations, collections, and portfolio management and as the State Business Head – Vice President for Tamil Nadu, he leads growth initiatives, branch expansion, and profitability for Nestavia’s home finance portfolio in the state. As a specialist in mortgage products and risk management, he combines a strong understanding of market trends with a customer-centric approach to structure effective lending solutions. His leadership has consistently delivered results through cross-functional team management and strategic execution. Prior to joining Nestavia, he was the State Head at Muthoot Fincorp Ltd., managing statewide operations.
He holds a Master’s Degree in Public Administration from Annamalai University.
Mr. Vangala Sagar Reddy
Deputy State Business Head – Telangana
Mr. Vangala Sagar Reddy is the Deputy State Business Head – Telangana. He has over 14 years of experience in the Housing Finance and Banking sectors and he has strong expertise in retail assets sales, credit &operations. He has excellent experience in handling the sales function for multiple areas in and around Telangana State and has also handled collections and NPA management across his portfolio. He has managed large sales teams to drivee HL & LAP business growth and is known for his result-oriented approach, market understanding, and the ability to build high-performing teams to achieve sustained business growth .
He holds an MBA degree in Finance & is also Commerce graduate.
Mr. Naveen Kumar M
Assistant Vice President & Deputy State Head, Telangana
Mr. Naveen Kumar M is the Deputy State Head for Telangana based out of Warangal. He comes with more than twenty years of experience in home and mortgage loans across banking and financial sector with proven track record in sales, collections and team management. He is skilled in understanding the client needs and structuring the loan products to meet their requirements based on his deep understanding of home loans market. He has also handled cross-functional teams to drive business growth through a collaborative approach and strategic leadership. He is also adept in managing collections. He was earlier with Indostar Home Finance Private Limited as Cluster Head at Warangal handling six branches before joining Nestavia.
He has an MBA in Marketing from Kakatiya University.
Mr. Vemula Vasantha Rao
Senior Regional Business Head – Andhra Pradesh
Mr. Vemula Vasantha Rao is the Deputy Regional Head for Business based at Machilipatnam, Andhra Pradesh. He has over 15 years of rich experience in sales and operations in the financial services sector having worked across organizations like DCB Bank, Aptus Value Housing Finance , IIFL Finance and Manappuram Finance prior to joining Nestavia Home Finance Private Limited. He is a specialist on home loans and mortgage loans. He is passionate about creating customized financial solutions for clients thus ensuring their loan needs are met with expert guidance and assistance. He has a strong understanding of home loans and mortgage loan products, market trends, compliance and risk management with expertise in sales, collections, CRM and stakeholder management.
He holds a Masters and Bachelor’s degree in Commerce from Osmania and Nagarjuna Universities respectively.
Mr. Krishnamoorthy Jayaraman
Deputy Regional Head, Tamil Nadu
Mr. Krishnamoorthy Jayaraman is the Deputy Regional Head for Business based at Dharmapuri. He is a seasoned sales and business development professional with over 18 years of experience in the affordable housing and financial services sector. He joins Nestavia with a strong track record in driving branch performance, customer acquisition, collections, and business growth.
He completed his graduation in Commerce and also holds an MBA degree. He has successfully led large teams and managed multi-branch operations with customer focus and result-oriented leadership.
Mr. Anbuselvan Selvaraj
Deputy Regional Head – Tamil Nadu
Mr. Anbuselvan Selvaraj is the Deputy Regional Manager for Business, based at Kumbakonam. He is a seasoned sales professional with over 18 years of experience across banks and housing finance institutions. He has led multi-branch operations in Consumer LAP and Affordable Housing Loans, handling sales, credit, and collections across large geographies. He brings strong strengths in team leadership, portfolio management, direct sales, and high-value loan closures.
He holds a Post Graduate degree in Business Administration (MBA – Finance) and a Bachelor’s Degree in Business Administration (BBA).
Mr. K Palaniyappan
Regional Business Head
Mr. Palani K has joined Nestavia as Regional Business Head, based at Nagercoil. He brings over 15 years of experience in the NBFC and housing finance sector, with extensive expertise across sales, business development, credit analysis, collections, portfolio management, and NPA resolution. He has significant experience in managing multi-branch operations, driving business growth, improving portfolio quality, and leading teams towards achieving business and collection objectives.
He has extensive experience in strategic planning, team leadership, customer relationship management, and performance monitoring, Palani has successfully handled large branch networks and supported teams in achieving sustainable business growth. His experience also includes credit processes, property verification, income assessment, turnaround time management, and resolving challenging portfolio cases.
Palani holds an MBA from Anna University and a Bachelor of Business Administration (BBA) from Alagappa University.
Mr. Senthilkumar Varadhan
Senior Area Business Head , Salem
Mr. Senthilkumar Varadhan has joined Nestavia as Senior Area Business Head and will be based at Salem. He has over 20 years of experience across sales, credit management, and financial services, with strong expertise in affordable housing finance, home loans, LAP, credit underwriting, portfolio management, and team leadership. He has prior experience in managing both sales and credit functions across multiple locations in Tamil Nadu and led large teams to achieve business and portfolio objectives. He has expertise in credit risk assessment, loan underwriting, regulatory compliance, customer engagement, and business development, with a proven ability to build and motivate teams and drive sustainable growth.
He holds a Bachelor of Commerce in Computer Applications (B.Com CA) from AVS College of Arts and Science, Periyar University.
Mr. Mohan S
Senior Area Business Head
Mr. Mohan has joined Nestavia as Senior Area Business Head and will be based in Madurai . He brings over 20 years of experience in the financial services and housing finance sector, with extensive expertise in Housing Loans and LAP. Over the course of his career, he has handled leadership roles across multiple locations in Tamil Nadu, managing business development, branch operations, sales performance, and large geographic territories. His experience includes driving business growth, managing teams, strengthening market presence, and effectively overseeing housing finance portfolios. With a strong understanding of the affordable housing and secured lending segment, he brings valuable business leadership and market knowledge to Nestavia.
He holds a bachelor’s degree in chemistry from N.M.S.S.V.N. College, at Madurai affiliated with Madurai Kamaraj University.
Mr. Dodla Prashanth
Area Business Head – Nizamabad
Mr. Dodla Prashanth is the Area Business Head for the Business Sales Function, based at Nizamabad. He has over 10 years of enriched work experience across home loans, LAP, business loans, and the affordable housing finance sector. He has worked with leading institutions and has demonstrated strong sales acumen, leadership capability, and negotiation skills, along with the ability to adapt quickly and simplify complex challenges.
He is a commerce graduate from Osmania University and is well-equipped with both domain knowledge and practical experience to drive business growth and sales for Nestavia.
Mr Rathikrinda Venu Babu
Area Business Head based at Machilipatnam
Mr Rathikrinda Venu Babu is the Area Business Head based at Machilipatnam , Andhra Pradesh. He is a seasoned sales leader having worked extensively in Home finance Sector and has over 15 years of experience in Business Sales Function. He has held senior leadership roles across leading financial institutions and brings strong expertise in multi-branch operations, sales strategy, and team leadership, having successfully managed large branch networks and teams across Andhra Pradesh. Venu Babu is adept at driving business growth, improving market share, and building high-performing teams through consistent monitoring, motivation, and structured performance management. His role during his tenure with previous organisations involved end-to-end oversight of sales and operational activities, including pipeline management, credit coordination, MIS tracking, and stakeholder engagement across levels. He is known for his customer-centric approach and result-oriented mindset and has a proven track record of achieving targets and earning professional recognition throughout his career. He has proven ability in relationship management, revenue generation, and capability to lead from the front in competitive market environments.
He holds a graduation degree in commerce from Andhra University.
Mr. Tumma Kirankumar
Deputy Area Business Head – Warangal
Mr. Tumma Kirankumar has joined Nestavia as Deputy Area Business Head – Warangal. He brings extensive experience in the financial services sector, with a strong background in sales, branch management, business development, and retail lending. His experience spans Home Loans, LAP, Business Loans, Personal Loans, Vehicle Finance, Gold Loans, and Insurance, along with managing branch operations and driving business growth.
Over the course of his career, he has handled branch and regional responsibilities, with expertise in team management, customer acquisition, dealer relationship management, collections, recovery, and cross-selling. He brings strong capabilities in business planning, strategic decision-making, performance management, and coordinating with cross-functional teams to achieve business objectives.
Kirankumar holds a Bachelor of Commerce (B.Com) degree from GITAM University, Visakhapatnam, along with a Diploma in Computer Science & Engineering from SBTET, Hyderabad.
Regional Leadership Team – Legal
Mr. ASVVS Kumar
State Legal Head, Andhra Pradesh
Mr. Kumar serves as the Assistant Vice President and State Legal Head for Andhra Pradesh, based out of Vijayawada. He brings with him over 14 years of distinguished experience in the financial services sector, having worked with reputed banks and NBFCs, including Indiabulls Housing Finance, Hinduja Housing Finance, Aye Finance, Sundaram Home Finance, and Equitas Small Finance Bank.
With strong legal acumen and strategic foresight, Mr. Kumar’s expertise spans business legal support, litigation management, legal team development, and training. He has played a key role in designing legal process frameworks and implementing legal modules that enhanced operational efficiency. Prior to joining Nestavia, he served as Divisional Legal Manager at Equitas Small Finance Bank, where he led Legal Business Support for Andhra Pradesh.
He holds a Bachelor of Laws (LL.B.) degree.
Mr. Nallamani M
Deputy Regional Legal Head, Tamil Nadu
Mr. Nallamani serves as the Deputy Regional Legal Head for Tamil Nadu. He brings with him over 15 years of rich experience spanning financial services and court practice. Over his career, he has been associated with reputed institutions such as IIFL Samasta Finance and Equitas Small Finance Bank, in addition to his active legal practice in Madurai courts.
Mr. Nallamani’s expertise lies in Business Legal and Litigation Management, with strong proficiency in land laws and property-related legal matters. Known for his sound legal acumen and practical problem-solving approach, he plays a key role in supporting business operations with strategic legal insights.
He holds a Bachelor of Arts and Master of Arts in Criminology and Police Administration from Madurai Kamaraj University, and a Bachelor of Law (LL.B.) from Tamil Nadu Dr. Ambedkar Law University.
Mr. D. Jithendhar
Area Legal Head, Telangana
Mr. D. Jithendhar serves as the Area Legal Head for Telangana and brings over six years of diverse experience in financial services and court practice. Before joining Nestavia, he was associated with Bajaj Housing Finance Ltd. and Equitas Small Finance Bank Ltd., alongside active legal practice before various courts in Telangana.
His expertise lies in Business Legal and Litigation Management, with strong command over land laws and property-related legal matters. Recognized for his sound legal acumen and practical problem-solving approach.
He holds a Bachelor of Business Management (Marketing) and a Master of Business Administration (Finance) from Kakatiya University, Telangana, along with a Bachelor of Law (LL.B.) from the same university.
Regional Leadership Team – Technical
Mr. Karthik M
State Technical Head, Tamil Nadu
Mr.Karthik M is the State Technical Head for based at Tamilnadu. He has over 15 years of rich experience in Technical in the financial services sector having worked across organizations like Mahindra Rural Housing Finance Ltd, Aptus Value Housing Finance , Vastu Housing Finance Corporation LTD and Muthoot Homefin India Limited prior to joining Nestavia Home Finance Private Limited. Mr. Karthik expertise lies in Business technical, with strong proficiency in property valuation, technical policy and process and property-related technical matters. He plays a key role in supporting business operations with strategic technical insights.
He holds a Bachelor of Engineering (Civil Engineering) from Annamalai University and Diploma in Civil Engineering from Latha Mathavan Polytechnic.
Mr. Daram Ayyanna
State Technical Head, Andhra Pradesh
Mr. Daram Ayyanna serves as the State Technical Head for Andhra Pradesh. He brings with him over 11 years of rich experience spanning financial services and engineer practices. Over his career, he has been associated with reputed institutions such as HDFC Ltd and Larson and Tubro Ltd. Mr. Daram Ayyanna’s expertise lies in Business Technical, with strong proficiency in property valuation, technical policy and process and property-related technical matters. He plays a key role in supporting business operations with strategic technical insights.
He holds a Bachelor of Engineering (Civil Engineering) from Bapatla Engineering College (ANU) and PGPMQS from NICMAR.
Mr. Paka Sai Kumar
Area Technical Manager, Telangana
Mr. Paka Sai Kumar serves as the Area Technical Manager for Telangana, based out of Warangal. He brings with him over 12 years of distinguished experience in the financial services sector, having worked, Grihum Housing Finance Limited, Anvi Technical Advisors Pvt. Ltd, Aye Finance, Srinivasa Associates,
With strong technical acumen and strategic foresight, Mr. Paka Sai Kumar expertise spans business technical support, property valuation, technical policy and process and property-related technical matters. Prior to joining Nestavia.
He holds a Bachelor of Commerce from Sri Krishna Deveraya Universityand Diploma in Civil from Vinayaka Missions University.
Mr. Garipelli Rajashekar
Area Technical Manager, Nizamabad
Mr. Garipelli Rajashekar is the Area Technical Manager based at Nizamabad. He is an experienced technical professional with over 7 years of expertise in property valuation, technical appraisal, and housing finance. He has worked with leading housing finance institutions with expertise in managing technical evaluations across multiple branches. His core strengths include making property inspections, executing technical due diligence, valuation of residential and commercial properties, verification of legal and technical documents, and marketability assessments. He brings strong technical knowledge, analytical skills, and a commitment to delivering accurate and timely technical assessments in support of quality lending decisions.
He holds a B: Tech degree in Civil Engineering from Sri Indu College of Engineering and Technology, Hyderabad
Regional Leadership Team – Credit
Mr. Sivasubramanian S
Area Credit Manager, Kumbakonam
Mr. Sivasubramanian is the Area Credit Manager for branches in the Kumbakonam Area. He is based out of Cuddalore. He has around 12 years of experience in Operations and Credit. Prior to joining Nestavia, he was handling credit with Urgo Capital in the Prime housing finance segment after starting his career with Muthoot Fincorp after his post-graduation.
He completed his Bachelor of Commerce from Acharya Arts and Science college, Pondicherry and has completed MBA from Dhanalakshmi college of Engineering, Chennai.
Mr. R. Sekar
Area Credit Head, Dharmapuri
Mr. R. Sekar is the Area Credit Head based at Dharmapuri. He is an experienced credit and operations professional with over 12 years of expertise in housing finance and banking. He has held key roles with leading financial institutions and has wide experience in credit underwriting, loan appraisals, risk assessment, operations, and end-to-end home loan processing. He has strong knowledge of secured lending, credit evaluation & executing regulatory compliance requirements. Sekar brings a customer-focused approach and sound credit judgment to support efficient and quality lending decisions.
He holds a graduate degree in Mathematics from P.M.P Arts and Science College, Dharmapuri and also holds an MBA degree specialising in Finance & Marketing from Paavai Engineering College at Namakkal.
Mr. Ganesh Guntuka
Area Credit Head
Mr. Ganesh Guntuka is the Deputy Area Credit Head for branches in the Warangal Area. He is based out of Warangal. He has around 5 years of experience in Marketing, Sales, and Credit. Prior to joining Nestavia, he was handling credit with Vastu Housing in the affordable housing finance segment after starting his career with Home First Finance Company after his post-graduation, where he handled marketing, collections, and sales.
He completed his Bachelor of Commerce from Satavahana University, Karimnagar and has completed PGDM (Marketing and Finance) from ITM Business School.
Mr. Siddamurthi Kesava Reddy
Area Credit Head
Mr. Siddamurthi Kesava Reddy has joined Nestavia as Area Credit Head and will be based at Vijayawada. He brings over 10 years of experience in banking and financial services, with strong expertise in home loans, affordable housing loans, mortgage loans, and LAP. His experience spans credit underwriting, risk assessment, sanctioning, portfolio quality, and end-to-end credit appraisal. In his previous roles, he has handled credit responsibilities across multiple locations in Andhra Pradesh, with a focus on maintaining credit quality, ensuring policy compliance, managing turnaround times, and working closely with Legal and Technical teams. He has also played a key role in guiding and developing credit teams, monitoring branch productivity, and strengthening underwriting capabilities. His analytical approach, decision-making skills, and strong team orientation will add value to Nestavia’s credit function.
Kesava Reddy holds an MBA from VIMS College, affiliated with Sri Venkateswara University, Nellore, and a B.Sc. from SBVR Degree College, affiliated with Sri Venkateswara University, Tirupati.
Regional Leadership Team – RCU
Mr. Kumaran G
Manager RCU, Tamil Nadu
Mr. Kumaran G is the Manager -RCU and is Risk Control professional with over 8 years of experience in banking and financial services, specializing in fraud prevention, AML investigations, and retail asset verification. He brings strong expertise in RCU operations across housing loans, LAP, personal loans, and business loans, with a proven track record in managing investigations, agency coordination, and quality risk assessment.
He holds a graduate degree in Sociology and is known for his analytical approach, confidentiality, and ability to strengthen risk and compliance frameworks while supporting business quality.
