Homes you can buy using our affordable Home Loans for new as well as existing properties on re-sale
Owning a home is one of life’s most meaningful milestones, and our Nest Svasthya loan is designed to support this important step with hand-holding at every step including tracking ownership history, supporting on property documentation, assisting in proper property valuation etc. till registration of the Property is completed in your name and beyond.
Key Advantages of availing
Nest Svasthya Loan
Asset Creation & Appreciation
Instead of paying rent, your EMIs build equity in a tangible and long-term appreciating asset.
Competitive Interest Rates
Because the loan is secured by your existing property, Nestavia offers lower, more favourable interest rates when compared to other forms of borrowings like unsecured personal loans.
Flexible Repayment Tenures
Nestavia provides extended repayment tenures up to 15 years in line with your net monthly income thus keeping your Equated Monthly Installments (EMIs) affordable and manageable.
Mandatory Due Diligence
Since Nestavia thoroughly scrutinizes the property’s legal and technical documents before disbursing the loan, ensuring the property has a clear title deed.
No Prepayment Charges
If you choose to pre-pay or part-pay a floating-rate home loan or pre-pay or part-pay a fixed rate home loan from your own funds, there are no pre-payment charges, hence making it easier to become debt-free faster. For more details on what circumstances prepayment charges are applicable, please refer MITC and KFS under Key Policies tab in https://nestaviahomefin.com/customercentre/.
Tax Deductions
Our home loans come with several other benefits like the tax benefits under the old tax regime for interest payment under Section 22 (1)(b) and Section 22(2) of Income Tax Act, 2025 (corresponding to Section 24b in Income Tax Act, 1961), Additional Interest deduction for first home buyers under Section 130 of Income Tax Act, 2025 (corresponding to Section 80EE in Income Tax Act, 1961), Additional Interest deduction for affordable housing under Section 131 of Income Tax Act, 2025 (corresponding to Section 80EEA in Income Tax Act, 1961) as applicable and in respect of Principal Repayment Deduction Section 123 of Income Tax Act, 2025 (Corresponding to Section 80C as per the Income Tax Act, 1961).
How to Apply
Kindly call or visit your nearest Nestavia Home Finance branch using our branch locator – https://nestaviahomefin.com/branchlocator/. Post your call, you enjoy doorstep service for Nestavia Home Loans. Our Relationship Manager will come and meet you at your home or your place of business or your place of employment at the appointed time and facilitate the entire Home Loan process.
Or you can apply for Nestavia Home Loan online using the link given below. It’s simple, easy and convenient.
Frequently Asked Questions
Answers to your Valuable Queries About Home Finance
Before taking the Loan
Am I eligible for a loan?
What are the types of loans I can apply for?
What is the maximum tenure of the loan?
What is the maximum loan amount that I can take?
After taking the Loan
When do I start paying the principal amount of the Loan?
Can I repay my loans ahead of schedule?
How do I pay my monthly instalments?
