Enhance and Expand your Home with Our Home Extension Loan
Over a period of time, as families grow and lifestyle needs evolve, you may choose to expand the existing homes rather than relocate and our Nest Aakriti loan is designed to support you at every step till you complete the home extension or expansion and beyond.
Key Advantages of availing
Nest Akriti Loan
Cost-Efficiency
You avoid the high costs of stamp duty, brokerage fees, and moving expenses that are associated with purchasing a completely new property.
Competitive Interest Rates
Because the loan is secured by your existing property, Nestavia offers lower, more favourable interest rates when compared to other forms of borrowings like unsecured personal loans.
Flexible Repayment Tenures
Nestavia provides extended repayment tenures up to 15 in line with your net monthly income thus keeping your Equated Monthly Installments (EMIs) affordable and manageable.
Increased Property Value
Adding permanent, legally approved construction expands your liveable footprint and significantly increases the market valuation of your Property.
Tax Deductions
Similar to standard home loans, this loan come with several other benefits like the tax benefits under the old tax regime for interest payment under Section 22 (1)(b) and Section 22(2) of Income Tax Act, 2025 (corresponding to Section 24b in Income Tax Act, 1961), Additional Interest deduction for first home buyers under Section 130 of Income Tax Act, 2025 (corresponding to Section 80EE in Income Tax Act, 1961), Additional Interest deduction for affordable housing under Section 131 of Income Tax Act, 2025 (corresponding to Section 80EEA in Income Tax Act, 1961) as applicable and in respect of Principal Repayment Deduction Section 123 of Income Tax Act, 2025 (Corresponding to Section 80C as per the Income Tax Act, 1961).
How to Apply
Kindly call or visit your nearest Nestavia Home Finance branch using our branch locator – https://nestaviahomefin.com/branchlocator/. Post your call, you enjoy doorstep service for Nestavia Home Loans. Our Relationship Manager will come and meet you at your home or your place of business or your place of employment at the appointed time and facilitate the entire Home Loan process.
Or you can apply for Nestavia Home Loan online using the link given below. It’s simple, easy and convenient.
Frequently Asked Questions
Answers to your Valuable Queries About Home Finance
Before taking the Loan
Am I eligible for a loan?
What are the types of loans I can apply for?
What is the maximum tenure of the loan?
What is the maximum loan amount that I can take?
After taking the Loan
When do I start paying the principal amount of the Loan?
Can I repay my loans ahead of schedule?
How do I pay my monthly instalments?
