Build Your Dream Home with Our Self-Construction Loan
Self-Construction Loan helps you transform your land into a home that reflects your aspirations of moving into your own home and our Nest Nirman loan is designed to partner with you with dedicated support at every stage of construction till you and your family occupy the house and beyond.
Key Advantages of availing
Nest Nirman Loan
Disbursement in Stages
Funds are not handed over as a lump sum. Instead, money is released in tranches (installments) matching the progress of the building process (e.g., foundation, framing, roofing).
Interest-Only Payments
During the construction phase, you typically only pay interest on the exact amount of money that has been disbursed so far. This helps you manage your budget better if you are simultaneously paying rent or other living expenses.
Customization and Control
Unlike buying a pre-built property, you retain total control over the architectural design, layout, and building materials to build exactly what you want.
Flexible Repayment Tenures
Nestavia provides extended repayment tenures up to 15 years in line with your net monthly income thus keeping your Equated Monthly Installments (EMIs) affordable and manageable.
Tax Deductions
Our home loans come with several other benefits like the tax benefits under the old tax regime for interest payment under Section 22 (1)(b) and Section 22(2) of Income Tax Act, 2025 (corresponding to Section 24b in Income Tax Act, 1961), Additional Interest deduction for first home buyers under Section 130 of Income Tax Act, 2025 (corresponding to Section 80EE in Income Tax Act, 1961), Additional Interest deduction for affordable housing under Section 131 of Income Tax Act, 2025 (corresponding to Section 80EEA in Income Tax Act, 1961) as applicable and in respect of Principal Repayment Deduction Section 123 of Income Tax Act, 2025 (Corresponding to Section 80C as per the Income Tax Act, 1961).
How to Apply
Kindly call or visit your nearest Nestavia Home Finance branch using our branch locator – https://nestaviahomefin.com/branchlocator/. Post your call, you enjoy doorstep service for Nestavia Home Loans. Our Relationship Manager will come and meet you at your home or your place of business or your place of employment at the appointed time and facilitate the entire Home Loan process.
Or you can apply for Nestavia Home Loan online using the link given below. It’s simple, easy and convenient.
Frequently Asked Questions
Answers to your Valuable Queries About Home Finance
Before taking the Loan
Am I eligible for a loan?
What are the types of loans I can apply for?
What is the maximum tenure of the loan?
What is the maximum loan amount that I can take?
After taking the Loan
When do I start paying the principal amount of the Loan?
Can I repay my loans ahead of schedule?
How do I pay my monthly instalments?
